A Credit Program Built for B2B eCommerce

Grow B2B online sales by extending net terms right from your online store.

Grow B2B eCommerce sales

Grow online sales

Over 40% of B2B transactions are processed through a net payment terms program. By offering corporate accounts online, companies see larger transaction volume, higher customer adoption, and client acquisition.

Easy as accepting a credit card

Automate the process of extending terms by eliminating manual processes and streamlining payment options. With Apruve, extending net terms is as easy as accepting a credit card. Simply sell on terms, get paid in 24 hours.

Credit Card eCommerce

Superior buyer experience

Allow buyers to make purchases on terms or do long-term financing right from the checkout using their dedicated credit line. Everything from the credit application to their dashboard is online and branded for your company.

effortlessly boosts B2B sale

Boxed.com simplified their credit process to attract business buyers without any financial risk, manual steps, or receivables. By successfully approving new buyers they have been able to quickly scale B2B customer acquisition.

Pre-qualify current buyers and onboard new customers in as little as 3 minutes.

Increase AOV by extending credit lines that can exceed $1 million.

Get paid the next day for all purchases on net payment terms.

Everything from credit application to payments is online and in your brand.

Customers can close their invoice using the payment they prefer.

Fully customizable payment gateway that can be branded and programmed as you see fit.

Trusted By

Frequently Asked Questions

How fast are customers approved?
Customers can be approved in as little as 3 minutes for a credit line. Approval times may vary depending on the creditworthiness of the customer and how they are financed (recourse or non-recourse).

How large are your credit lines?
Apruve is able to finance credit lines that exceed $1 million. Businesses can make as large or as small orders as they wish.

What is your approval rate?

Approval rates vary depending on each company’s customer base and financing option (recourse or non-recourse). We match the best lender for each individual customer to increase approval ratings. Additionally buyers can be self financed or prepaid to provide terms to buyers with no credit history.

What integrations are available?
Our robust API can be plugged into any eCommerce or ERP environment. We have many out-of-the-box integrations readily available.

What is the onboarding process?
Getting customers set up varies depending on the way they are financed. In a recourse model, any customer with purchase history is approved without a credit application. With a non-recourse model, customers will need to go through an online application and can be approved in as little as 3 minutes.

How do you interact with customers?

We offer a fully customizable dunning cadence to your customers. Our non-intrusive approach can include automated calling, emails, text, and direct mail. All of which can be edited by your team and viewed through the activity feed using a customer login.

Can we do everything in our branding?
Companies can choose the level of branding. Either a full white label experience, minimal Apruve branding, or third party payment branding. 

How is pricing decided?
Apruve pricing is a transaction fee based on total invoice volume and a monthly SaaS fee.

Is there financial risk?
In a non-recourse model, Apruve takes the risk of all your buyers and there is no financial risk. In self financing or recourse models, the risk remains with the seller.

How can Apruve help with fraud?
Our credit application will search multiple databases to help fraud prevention. Sellers will be notified of those applicants labelled as fraud for verification.

A robust API that integrates into any platform. 



Point of Sale

eBook Cover

Are you making the biggest mistake in B2B eCommerce?

We walk through why B2B is moving to a more online focused process and the functionality that is expected for companies to grow buyer adoption. 

How does your website rank?

The top B2B websites by industry & performance.

Ready to to grow online sales with Apruve?

Connect with our credit & payment specialists today!