How does Buy Now, Pay Later work?

Buy now, pay later is a point-of-sale loan that allows buyers to pay off purchases in equal installments. With BNPL, you receive the item upfront and spread out payments based on a schedule. If you don’t pay on time, you may be subject to fees and interest charges.

While BNPL has been popular for B2C transactions, BNPL for B2B transactions has been growing because 20% of B2B buyers see a lack of alternative payment options as a critical purchasing issue.


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