Helping the Jan/San Industry Grow without Risk

Grow accounts, sales, and revenue by extending risk-free payment terms to your buyers.

Offer Payment terms without sacrificing working capital

Over 52% of businesses ask for net terms, however nearly half (49%) of invoices generated by U.S. businesses go on to become overdue (PYMNTS).

Late payments not only affects your cash flow and available working capital but also your sales. Roughly 15% of a sales person’s time is spent on collections activities. That’s six hours a week that they are selling or interacting with prospects and customers. 

Apruve makes offering net terms to your buyers as easy as accepting a credit card. By automating high volume, routine trade credit  with guaranteed next-day financing, Apruve allows you to empower your employees while boosting working capital

business team

Grow revenue, not risk

 Scale your net terms to increase revenue without having to worry about fraud or bad debt; collect payment on invoices in 24 hours and boost working capital.

Focus on sales-driving activities

Concentrate on closing deals; not waiting for credit approvals and collections. Improve credit efficiency and customer experience with pre-approvals and approve new buyers with credit lines that can exceed one million dollars in as little as 3 minutes.

Develop optimal credit programs

Leverage Apruve’s global lending network to design optimal terms worldwide and reduce credit and A/R costs and resources by 30-50%. Expand your credit program and improve customer experience without adding headcount.

Benefits:

Guaranteed Payments

Financed customers are paid within 24 hours of invoicing.

Lower Fixed Costs

Recognize immediate savings of up to 50% on labor and A/R expenses.

Cash Flow Forecasting

Decrease cash flow uncertainty to better predict working capital.

Fraud Protection

Buyers are sent through multiple databases to mitigate fraudulent purchases.

Fast Onboarding

Pre-qualify current buyers and onboard new customers in as little as 3 minutes.

credit management

Customer Credit Management

Customers can create purchasing teams, autopay, and track invoices  from the buyer portal.

What our customers say

A Credit Solution that Benefits Your Entire Company

Automate mundane tasks to focus on more productive activities.

finance

Increase financial visibility, forecasting, and working capital.

sales & Marketing

Optimize the customer experience and speed up the sales cycle.

Improve the experience by offering credit from your payment gateway.

Business Buyers

Offer full visibility into credit lines, open invoices, and purchase history.

Start building an automated, financed credit program.

Talk to our specialists to learn how Apruve can reduce fixed credit & A/R costs and team effort by over 50%.