YoCoat has partnered with Apruve to facilitate buying opportunities for our customers. With Apruve, we can extend open lines of credit, enabling our business customers to easily make purchases from our online store, but delay actual payment and avoid using a credit card.
Our payment terms are Net 30 from day of invoice.
Both YoCoat and Apruve want to ensure that our customers’ needs are met responsibly. During the application process, customers may request their desired credit line, and this final limit may be higher or lower than the expected amount.
Yes. If you contact your sales rep, YoCoat can ask for an increase on your behalf or you can contact Apruve directly to do this using firstname.lastname@example.org.
Apruve keeps things as simple as possible, asking only standard information about your business. They do NOT ask for an owner’s Social Security number (unless they are a sole proprietor), and they are NOT underwriting based on the owner’s personal credit score.
We want to get you moving as soon as possible. Typically, approval takes two business days. Sometimes this can be longer if requests are larger and require the submission of additional documents.
No problem! For larger requests (generally over $50K), Apruve will reach out to you directly to get more information. You may need to also send over your financials or details on the reasoning behind the need for the larger limit size.
Yes. We like to offer our customers the flexibility to stock and restock their stores as soon as they are ready. Once your account is approved, you can add as many members as you would like. And you can even assign them specific roles:
The most common reasons include:
YoCoat and Apruve offer the opportunity to submit additional documents and financials in order to provide more information about the health and wellness of your company. We encourage you to reach out to Apruve directly at email@example.com for next steps if this is necessary.
For online orders, once you are set up in the system, just place your order and select Apruve at checkout.
For offline orders, contact your YoCoat Sales representative like normal. They will automatically process it using your line of credit.
YoCoat will invoice you when the order is fulfilled. If your order is only partially fulfilled, you will receive an invoice for that portion only.
Invoices are sent via email, which will include links within to easily make a payment. A PDF of the invoice is also attached with remittance instructions and full line item details.
Yes. The designated Payer on your purchasing team will be sent electronic reminders a few days before the invoice is due. They will also receive reminders the day the invoice is due, and on a cadence after the due date for overdue notices. Any Admin listed on the account will also receive these notifications.
Complete this form to request access to the Apruve Developer Hub, where you will find comprehensive guides and documentation to help you get started with Apruve as quickly as possible.